📜 1. Introduction
At Ownersearch Nigeria Limited, we are committed to protecting and respecting your privacy in compliance with the General Data Protection Regulation (GDPR) (EU) 2016/679. This Privacy Policy explains how we collect, use, and safeguard your personal data when you use our property verification services.
👤 2. Data Controller
The Data Controller responsible for your personal data is:
•Company Name: Ownersearch Nigeria
•Email: info@ownersearchng.com
📝 3. Personal Data We Collect
We may collect the following categories of personal data:
•Personal Identification Information: Name, address, email, phone number.
•Property Information: Property ownership details, property addresses, land registry records.
•Verification Data: Documentation provided for verifying ownership, such as IDs, deeds, or utility bills.
•Financial Information: Payment information for services rendered.
•Usage Data: Information about how you interact with our website, including IP addresses and browser type (collected via cookies, where applicable).
📊 4. Legal Basis for Processing Data
We process your personal data under the following legal bases:
•Performance of a Contract: To provide property verification services as per the agreement between you and us.
•Legal Obligation: To comply with applicable laws such as anti-money laundering (AML) regulations and other legal obligations.
•Legitimate Interest: For internal business purposes, including fraud prevention, improving our services, and customer support.
•Consent: For marketing communications and other optional services, where consent has been explicitly given.
📈 5. How We Use Your Data
We use your personal data for the following purposes:
•Verifying property ownership and conducting due diligence.
•Communicating with you regarding service updates or issues.
•Processing payments for our services.
•Providing customer support.
•Complying with legal obligations.
🔄 6. Data Sharing
We may share your personal data with:
•Third-Party Service Providers: Such as legal firms, payment processors, or IT support, who help deliver our services.
•Legal Authorities or Regulators: When required to comply with legal obligations or in response to lawful requests.
•Business Transfers: In the event of a merger, sale, or acquisition, personal data may be transferred as part of the business assets.
We ensure that any third party with whom we share your data complies with GDPR and uses it only for the purposes specified by us.
🗄️ 7. Data Retention
We retain personal data only for as long as is necessary for the purposes outlined in this policy, or as required by law.
🔒 8. Your Data Protection Rights
Under GDPR, you have the following rights:
•Access: You can request a copy of the personal data we hold about you.
•Rectification: You can ask us to correct or update your personal data.
•Erasure (Right to be Forgotten): You can request the deletion of your personal data when it is no longer necessary for the purposes for which it was collected.
•Restriction of Processing: You can request that we limit how we use your data in certain circumstances.
•Data Portability: You can request that we transfer your data to another service provider in a machine-readable format.
•Objection: You can object to the processing of your data for direct marketing or legitimate interest purposes.
•Withdraw Consent: Where processing is based on your consent, you can withdraw it at any time.
To exercise any of these rights, please contact us at info@ownersearchng.com
🔒 9. Data Security
We are committed to ensuring the security of your personal data. We use appropriate technical and organizational measures to protect your data from unauthorized access.
🌐 10. International Data Transfers
If we transfer personal data outside the European Economic Area (EEA), we ensure appropriate safeguards are in place.
📝 12. Changes to This Privacy Policy
We may update this policy from time to time to reflect changes in our practices or legal requirements.
📝 13. Complaints
If you believe that your data protection rights have been violated, you have the right to lodge a complaint with a supervisory authority.
📧 14. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:info@ownersearchng.com.